homeowners
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Why We Ask
Why we ask?

Rates and insurance options (and their availability) vary according to your state's regulations.

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Allstate Products

Will my homeowners insurance go up if I have a claim?

If you're concerned about your home insurance rates changing in the future, Allstate can help.

With Claim RateGuard® (a feature of Your Choice Home®), your rate won't go up just because you file a claim. One claim every five years will be forgiven. Claim RateGuardSM is only available with the platinum package.

You can also get a discount each year you go without making a claim-up to 5% off your previous policy term's premium after you've been claim-free for 12 months. This feature is available with the platinum package and the gold package.

To find out the details about your policy, be sure to talk to your agent.

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