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Insurance Made Simple
You won’t find any complicated “insurance-speak” here. Just easy-to-understand explanations of all sorts of car insurance topics and answers to some frequently asked questions about auto insurance.
Do I need extra insurance for the business equipment I keep in my car?
That equipment you're carrying may already be protected, depending on your employer's business insurance coverage-or, if you're self-employed, by your auto, renters, or home insurance policy. [
More
]
I only drive a few months each year. Can I get auto insurance just for those months?
There are a couple of factors at work when it comes to this auto insurance question. Keep in mind, too, that it may actually be more expensive to regularly start and stop an auto insurance policy than to keep it continuously. [
More
]
What happens if I need more money to rebuild my home?
The best time to adjust your coverage limits is before the trouble happens—whether it's theft, fire, or another catastrophe. Once the damage occurs, the coverage limits in your home insurance policy will be the maximum you could receive to cover damages. [
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]
Life Changes
When your life changes, so should your insurance. But by how much? And why? Tune in to this feed and learn how you can help make sure your insurance keeps up with you—no matter what stage of life you’re in.
Is there a difference in your car insurance premium if you're married or single?
Getting married sometimes makes a difference in a person's insurance rates, but not always. It depends on several factors, like what state you live in and how old you are. [
More
]
I'm renting out part of my house. Do I need special or extra home insurance?
Renting out part of your house can be a great source of passive income. Good for you! When it comes to home insurance, your policy is made up of several types of coverage. [
More
]
Should I put the person I live with on my auto insurance policy?
Whether they're a partner, roommate, sibling, cousin, or best friend, living with someone means you might need to add them to your auto insurance. The biggest question isn't what kind of relationship you have. [
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]
Safety and Prevention Tips
We all want to do what we can do to help make the world around us safer. Here you’ll get regular updates on topics such as teen driving safety, simple ways to protect your home, and a host of other information to help keep your world—and those in it—safer.
Will my homeowners insurance go up if I have a claim?
With Claim RateGuard
SM
(a feature of Your Choice Home®), your rate won't go up just because you file a claim. One claim every five years will be forgiven. Claim RateGuard
SM
is only available with the platinum package. [
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]
I'm buying a home and can't afford to pay a full year of homeowner's insurance. What are my payment options?
You're definitely not the only one! Talk to your mortgage lender about using an escrow account for your home insurance. That way your monthly mortgage payment will be adjusted to include your home insurance premium. [
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]
I just bought a new car, it's got more safety features, but my premium went up. Why?
It's true that there are discounts for certain safety features, but that's not the whole story. There are a number of other factors–for example, the year, make, and model of your car–that factor into your premium. [
More
]
Do More with Your Money
For most people, financial success isn't about the big, get-rich-quick scheme. It's about making many small, smart choices over time. Here you'll find weekly information that'll help you make those choices, whether you're saving for college or have an eye on retirement.
How to Make Saving a No-Brainer
We all know putting money away for a rainy day is the wise thing to do—but that doesn't make it any easier. Here are a few ways to help coax more dollars into your savings account without feeling deprived. [
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]
Don't Let the Holidays Bust Your Budget
End-of-year festivities bring lots of joy–and debt, if you aren't careful. There are lots of ways to resist the pressure to spend, spend, and spend at holiday time without being a Scrooge. [
More
]
3 Ways to Get More from a College Education
It used to be that simply having a college degree meant you'd be able to get a better job with higher pay – an all-around more solid career. But that's not always the case these days. [
More
]
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