Will My Car Insurance Rates Go Up When I Have a Baby?

New parents realize pretty fast exactly how expensive parenthood can be. The good news is, car insurance won't put the squeeze on your family's budget.

Having a baby won't change your car insurance premiums—until that baby gets her driver's license and you add her to your policy. But that's a long way off.

In the meantime, you could actually lower your premiums by making sure you qualify for as many discounts as possible. For example, Allstate gives a discount for safe driving—something you'll be doing anyway with your little one on board.