Guest Medical Coverage
Sometimes Being a Good Host Extends to the Emergency Room
Help Ease the Pain
You meant to clean the ice off the stoop before Aunt Anna arrived, but she was early, and now she has a sprained wrist — an injury she really can't afford. Of course, Aunt Anna isn't going to sue you, but it's nice to know you have Guest Medical coverage included in your homeowners policy so Aunt Anna can be reimbursed for her emergency room visit. Policy holders with Guest Medical coverage can feel confident in offering to help pay for that trip to the emergency room.
Typically, Guest Medical pays for medical expenses (up to policy limits) caused by accidents at your home that are not covered by liability protection.
Reasonable medical expenses incurred to resolve a medical emergency will be reimbursed, for example:
- Medical
- Surgical
- X-ray
- Dental
- Ambulance
- Hospital
| - Licensed nursing
- Funeral service
- Prosthetic devices
- Eye glasses
- Hearing aids
- Pharmaceuticals
|
Please see the disclaimers below.
The availability, qualifications and amounts of these coverages and discounts may vary from state to state. In addition, other terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer coverages and discounts that are not listed here. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your Allstate agent.