Own an Older Car? Here Are Some Things to Consider.

No matter how old your car is, auto insurance is a critical part of any financial plan. (Not to mention, in many states, it's the law.) But if your car has a few years on it, here are some key things to consider.

Driver and Passenger Protection

No matter how old or inexpensive your car is, you need to consider having enough protection should somebody get hurt in an accident. Even if you have health insurance, the following three coverage options can complete your policy. These policy features cover you, your passengers, and any family members who might also drive your insured car:

• Medical Payments Coverage
• Uninsured / Underinsured Motorist Coverage
• Personal Injury Protection (not available in all states)

Protecting Your Assets and Finances

You may need to protect yourself financially, too. Liability Coverage protects you and your assets if you're found to be at fault in a covered accident.

Our Bumper-to-Bumper Basics^SM tool can help you figure out how much of each kind of coverage you want. It'easy, and it only takes a few minutes. Or, you can call 1-866-621-6900 to quote over the phone.

More Protection Than You Need?

Collision and Comprehensive Coverage offer powerful, combined protection for damages to your car. But if your car is older, or not of high value, you can save money by either increasing your deductible amounts, or dropping these coverage options entirely.

An Allstate agent can help you decide how much coverage is too much. Find an Allstate agent near you.

Towing and Labor Costs Coverage

The older your car, the more likely you'll need some extra help on the road. Consider adding Towing and Labor Costs coverage to your auto insurance policy. And take a look at our Allstate Motor Club benefits, which can offer you roadside assistance anywhere in the country.

To see all of your options, get a Ballpark Estimate online in minutes — without even giving your name or Social Security number. Or, get a full, personalized quote online right now.