Allstate - Auto Insurance Discounts & Savings

Everyone loves a discount, which is why we’ve created all kinds of discounts and bonuses to help save you money on auto insurance. The summary below is a basic rundown of what we offer. Depending on the kind of car you drive, the state you live in, and the kind of policy you carry, you could be eligible for one or more of these benefits. (Just make sure you read the disclaimer at the bottom of this page for all of the necessary details and restrictions.)

Discounts For Safe Drivers* dotted rule

Premier Discount
If you’ve been safe on the road and accident-free for the past three years, and you’re also clear of any moving violations, you might qualify for our auto insurance Premier Discount. (To be eligible, you and all additional drivers also need to have carried continuous, standard automobile Liability insurance during those same three years.) If you’re a new driver and received your license within the past three years, you, too, could be eligible. Just make sure you meet the above qualifications from the date your license was issued.

Premier Plus Discount
Our best auto insurance discount yet, the Premier Plus could be yours if you’re a safe driver with no moving violations, who’s been accident-free for the past five years. To qualify, you and all additional drivers also need to have carried continuous, standard automobile Liability insurance during the past three years. New drivers are also eligible: if you received your license within the past three years, and you meet the above qualifications from the date your license was issued, you too could qualify.

Defensive Driver Discount
If you’re 55 or older, and you’re the principal driver of your insured car, you could save on your premiums by taking an approved defensive-driving class. (Not available in every state. Check with your Allstate agent for details, as age and class requirements can vary from state to state.)

Discounts For Safe Cars* dotted rule

Passive Restraint Systems
If your car came equipped with airbags, or factory-installed motorized seatbelts, you could receive a Passive Restraint Discount on your auto insurance.

Anti-Lock Brakes
Alternately, if your car has factory-installed ABS (all-wheel, anti-lock braking system), this discount can bring your premiums down.

Anti-Theft Devices
This discount applies in certain states, and can save you money if your car came equipped with approved anti-theft devices.

Discounts For Drivers With Multiple Allstate Policies* dotted rule

Multiple Policy Discount
If you have property insurance with Allstate, you may qualify for Allstate’s Multiple Policy Discount to lower your auto insurance premiums by as much as 10%.

Discounts For Students, Seniors, and More* dotted rule

Good Student
If you’re 25 or younger, unmarried, and a full-time student who meets our GPA requirements, you could save on your auto insurance premiums with this valuable discount. (In some states, the qualifying age is 21.)

Senior Adult
If you’re 65 or older, and you drive more than a quarter of your car's total mileage, this discount can reduce the cost of your Personal Injury Protection (PIP) coverage. (Check with your Allstate agent, as this discount isn’t available in all states.)

55 and Retired
If you’re 55 or older, and not employed full-time, this discount can help keep your auto insurance costs down.

New Car
Depending on your state and the model-year of your vehicle, that brand new, never-been-titled car you just bought might save you money.

Economy Car
If you already own an economy car, your savings might just keep coming.

Utility Vehicle
If you drive a specific type of pick-up truck, this discount could apply to your auto insurance.

Resident Student
If you carry coverage for a student who’s under 21 and lives at a school that’s more than 100 miles away, you could save valuable cash on your premiums.

Farm or Ranch Vehicle
If you’re a full-time farmer or rancher, and you’re insuring a farm or ranch vehicle used exclusively for work on your property, this bonus could help keep your costs down.

At Allstate, we value every customer. We're also focused on delivering the highest-quality insurance products with the best service available. Which is why our policy holders enjoy reliability, dependability, and personalized coverage that fits their lives — plus a host of auto insurance discounts to choose from.

With so many ways to save, you’re bound to find a discount that fits.

Get a car insurance quote today (it’s easy!), and find out if switching to Allstate might save you money. You can always contact a local Allstate agent or simply call 1-866-621-6900 to quote over the phone.

* Please see the disclaimers below.

The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact your Allstate agent.

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