Arizona
Auto Insurance Coverages
Whether you live in Tucson, Scottsdale, Flagstaff or Tuba City, with so many companies offering auto insurance in Arizona, how do you know what car insurance is right for you? Allstate offers a variety of auto insurance policies, optional insurance coverages and many other products available in Arizona. As your auto insurance needs change, you local Allstate agent can work with you to help you make the right choices. If you have a teen driver, there are other considerations such as Arizona's Graduated Driver Licensing laws (see chart below).
For more information on this state, visit the Arizona State Information or Arizona State Catastrophe page.
Arizona Coverage Scale
Do you know what the Arizona auto insurance coverage requirements are? Use the chart below as a possible starting point to learn more about the Arizona-required auto insurance coverage levels and the most common car insurance coverages in Arizona
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Coverage
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State Requirements
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Most Common
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Bodily Injury Liability
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15,000/30,000*
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100,000/300,000
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Property Damage Liability
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10,000*
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25,000
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Uninsured Motorist Bodily Injury
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Not required*
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15,000/30,000
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Medical Payments
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Not required*
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5,000
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Collision
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Not required*
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500 deductible
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Comprehensive
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Not required*
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0 deductible
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Arizona Graduated Driver Licensing
Graduated Driver Licensing laws have been proven to save teen lives. Review the Arizona GDL laws with your teen. Use this information to set rules for your teen driver and help protect them on the road.
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Insurance Institute for Highway Safety Rating
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Poor
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Minimum Entry Age
(Optimal: 16)
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14
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Extended Learner Period
(Optimal: at least 6 months)
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Has optimal provision
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Parent Certification
(Optimal: 30 hours minimal)
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Has optimal provision
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Night Restriction
(Optimal: 9 or 10 p.m.)
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Has the provision
but it is not optimal
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Passenger Restriction
(Optimal: only 1 non-family member)
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Has optimal provision
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Minimum Exit Age
(Optimal: 18)
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17
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Download a Parent-Teen Driving agreement (PDF format) and start talking to your teen driver about safe driving habits. Get more information and learn about teen driving research, facts, tips, driving laws, and teen driving programs.
Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.
Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
California, Colorado, New Mexico, Nevada, Texas, Utah
Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Arizona. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.